Why Choose Us?
Releasing equity from your home is an important decision. It’s essential therefore that you find equity release advisers who you can trust will act in your best interests. With so many equity release companies out there, this can seem complicated and confusing. So here are 10 great reasons you can have confidence in choosing 55+ Equity Release:
We have extensive experience within the mortgage sector, and for the last decade we have specialised in equity release. We know the lenders and the products – and we have the industry knowledge to find the best ones for you.
2. Highest standards
We offer honest, ethical advice from an award-winning equity release adviser – unlike some equity release companies you might well come across, we will only write a mortgage if we are completely sure that it is in your best interests.
3. Personal service
We’ve built a strong reputation as trusted equity release advisors because we always take our time getting to know you in order to better understand your personal circumstances and look at your wider financial situation so we can devise a solution that is specifically tailored to your situation and individual needs.
4. Low fees
Our fees are up to £3,000 cheaper than the biggest brokers – and we don’t charge anything until completion.
5. Member of the Equity Release Council
We are a member of the Equity Release Council, the industry body that works to insure best practise across the sector. As a member, we are required to abide by a code of conduct that guarantees our ethics and standards.
The majority of the mortgages we write are provided by Equity Release Council providers; they have to follow several guidelines, including:
- Provided you keep to the agreement terms, you will never be turned out of your home.
- Provided you keep to the agreement terms, your children will not end up in a situation of negative equity.
We are completely independent, giving us access to all the Equity Release providers. We are not tied to any lender or restricted to a panel of lenders – meaning we can source the product that is best suited for your needs.
7. Market-leading products
We have access to the biggest, most respected lenders – names that you are familiar with.
We encourage your children or other relatives or close friends to join your appointments with us, and we won’t write a mortgage until you have taken independent legal advice. So you have confidence that you have all the information you need to make the right decision for you.
9. We talk your language
We won’t bamboozle you with jargon. Equity release is a big decision, so we take time to make sure you understand properly, using plain language.
10. Network of trusted professionals
We only write equity release mortgages, but if we realise that you might benefit from additional expert advice, we have a network of trusted professionals who operate to our high standards whom we can put you in touch with, so you can get all your financial and inheritance questions answered.
What our clients say
“I was recommended by a family member to contact Jan Johnson at 55+ Equity Release for advice and help on how to obtain Equity Release on my property. Jan explained the procedures thoroughly and my application was successful. The money has given me the opportunity to renovate my home. I highly recommend Jan Johnson for her expertise and professionalism.”